Assam Arogya Nidhi Scheme: A Complete Guide to Healthcare Support
The Assam Arogya Nidhi Scheme is an essential healthcare initiative launched by the Government of Assam in 2013. This scheme aims to provide financial assistance to individuals facing critical health challenges, particularly those who are unable to afford the high cost of medical treatments. In this comprehensive guide, we will delve into the scheme’s objectives, eligibility criteria, benefits, application process, and more, to help you understand how you can avail of this vital support.
- Origination Name:Government of Assam
- Scheme Name: Assam Arogya Nidhi Scheme
- Scheme Type: Health, Finance
- Scheme by: Assam Government
- Post Date: August 30, 2024
- Last Date: August 30, 2025
Overview of the Assam Arogya Nidhi Scheme
What is the Assam Arogya Nidhi Scheme?
The Assam Arogya Nidhi Scheme is a healthcare program established by the Government of Assam to offer financial aid to individuals battling life-threatening diseases and serious injuries. The scheme provides up to Rs 3,00,000 in medical expenses, ensuring that the people of Assam receive the necessary treatment without the burden of financial stress.
Objective of the Scheme
The primary objective of the Assam Arogya Nidhi Scheme is to provide financial support to patients suffering from rare diseases, critical illnesses, or severe injuries that require costly treatments. By offering this assistance, the scheme aims to reduce the financial burden on families and improve the overall health and well-being of the citizens of Assam.
Key Highlights of the Scheme
- Financial Assistance: Up to Rs 3,00,000 for eligible medical expenses.
- Special Cases: Payment is made only in exceptional circumstances.
- Alternative Scheme: The Atal Amrit Abhiyan (AAA) covers general cases.
Eligibility Criteria
Who Can Benefit from the Scheme?
To qualify for the Assam Arogya Nidhi Scheme, applicants must meet the following criteria:
- Permanent Residency: The beneficiary must be a permanent resident of Assam.
- Income Limit: The annual family income should not exceed Rs 5,00,000.
- Age: There is no minimum or maximum age limit.
- Exclusions: Families with a government employee or pensioner are not eligible.
Required Documents for Assam Arogya Nidhi Scheme
Applicants must provide the following documents when applying for the scheme:
- Patient’s Photograph
- Family Income Certificate
- Identity Proof: Voter Card, Aadhaar Card, or Driving License
- Medical Documents: Original bills, receipts, doctor’s prescription, discharge slip
- Bank Account Details
- Relevant Cards: Pradhan Mantri Jan Arogya Yojana (PMJAY) or Atal Amrit Abhiyan (AAA)
Benefits of the Assam Arogya Nidhi Scheme
Financial Coverage
The Assam government will cover up to Rs 3,00,000 in medical expenses for eligible beneficiaries. This support is crucial for those undergoing expensive treatments for critical illnesses or recovering from severe injuries.
Scope of Coverage
The scheme covers a wide range of medical conditions and treatments, including:
- Life-Threatening Illnesses: Heart disease, cancer, kidney and urinary diseases, orthopedic issues, thalassemia, bone marrow transplants, AIDS, and chronic mental illnesses requiring surgery.
- Accidental Injuries: Injuries caused by industrial accidents, farm accidents, road accidents, train accidents, bomb blasts, and other natural or man-made disasters.
Special Procedures Covered
The scheme provides financial assistance for various procedures, such as:
- Heart Disease and Surgery: Pacemaker installation, TMT, echocardiography, angioplasty, coronary bypass surgery, and heart transplants.
- Cancer Treatment: Radiation therapy and chemotherapy.
- Kidney and Urinary Tract Diseases: Dialysis, kidney and liver transplants, lithotripsy, and related medical procedures.
- Orthopedics: Artificial limbs, hip and joint implants, spine surgery, and treatment of bone diseases.
- Thalassemia: Medication, mechanical infusion pumps, and blood transfusions.
- Diagnostic Services: Ultrasound, Doppler studies, CT scans, MRI, and angiography.
- Medications: Anti-disease drugs, anti-tuberculosis drugs, erythropoietin, and blood products.
- Bone Marrow Transplants.
Referral Hospitals Under the Scheme
The Assam Arogya Nidhi Scheme has partnered with several renowned hospitals in Assam to provide treatment under the scheme. Some of these hospitals include:
- Down Town Hospital, Guwahati
- International Hospital, Guwahati (Nephrology)
- Sankardev Nethralaya, Guwahati (Eye treatment)
- Dr. B. Baruah Cancer Institute, Guwahati
- GNRC/INS, Guwahati
- Hayat Hospital, Odalbakra, Lalganesh, Guwahati
- North East Cancer Hospital and Research Institute
Application Process
How to Apply for the Assam Arogya Nidhi Scheme?
The application process for the Assam Arogya Nidhi Scheme is straightforward but must be completed offline. Here are the steps to apply:
- Download the Application Form: The form is available in both English and Assamese.
- Fill in the Details: Carefully complete the application form with accurate information.
- Attach Required Documents: Ensure all necessary documents are attached, including medical bills, identity proof, and income certificates.
- Submit the Form: Submit the completed form and documents to one of the following offices:
- Assam National Health Mission office
Guwahati Office Address:
Mission Director
National Health Mission (NHM), Assam
Office of the Mission Director,
Saikia Commercial Complex,
Srinagar Path, Christianbasti,
G.S. Road, Guwahati-781005
- Joint Director, District Health Services
Application Review and Approval
Once the application is submitted, it undergoes scrutiny by the Expert Doctors’ Committee at Gauhati Medical College. The committee evaluates the cases and recommends eligible patients for financial assistance. Upon approval, the funds are directly transferred to the beneficiary’s bank account.
Important Forms and Links
Where to Access Application Forms
Applicants can download the application forms for the Assam Arogya Nidhi Scheme from the following links:
Interested person can read the full advertisement before Apply the Scheme.
Important Links for Assam Arogya Nidhi Scheme
| Download Application Form (Assamese) | |
| Download Application Form (English) | |
| Download Advertisement | |
| Apply Other Schemes | |
| Official Website |
FAQs of Assam Arogya Nidhi Scheme
The scheme offers up to Rs 3,00,000 in financial assistance for eligible medical treatments.
No, the application process is currently offline. You need to download the application form, fill it out, and submit it to the relevant office.
No, families with a government employee or pensioner are not eligible for the Assam Arogya Nidhi Scheme.
The Axom Arogya Nidhi Yojana covers a wide range of critical illnesses, including heart disease, cancer, kidney disease, orthopedic issues, and more.
The time frame for receiving financial assistance varies, as the application must be reviewed and approved by the Expert Doctors’ Committee. Once approved, the funds are transferred directly to the beneficiary’s bank account.
